We provide sustainable community-based medical financing solutions for patients in markets with poor healthcare financing solutions.

Our primary market is Africa but we look to pursue South Asia and Latin America as well.

With weak health insurance systems & scarce healthcare financing solutions, Africa lags the rest of the world in all key healthcare outcome indicators – life expectancy is 9years below global average whiles infant mortality, maternal mortality and child mortality are all more than twice the global average.

The stats show that each year:

·       40 percent (c. 480Million) of Africans pay for healthcare out of pocket

·       38 percent (c. 450Million) of Africans forgo or delay medical care due to financial constraints.

Our solution borrows from a common practice in most households in Africa for whom healthcare is a community spend (extended family) rather than individual household spend.

We apply this through our “Guarantor” model that enables friends and family (guarantors) to share the risk of medical loans with patients, thus, enabling patients to access medical care financing above their credit limits.

Guarantors would, in turn, rely on the network of patients they’ve supported in the past to share risk of their medical loans if they need such support in the future. This is crucial in Africa where health insurance coverage is weak.

We collaborate with healthcare facilities to market and deliver the product to patients.